Home Security Systems

I know that I live in a very safe area, but that doesn't mean I'm immune to a possible burglary. Also, I live in an old house, and who knows what's going on with the electrical in the walls. The threat of a fire is what is making me look into a home security system. If a fire broke out while no one is home, before the fire department is notified, it may be too late to salvage the house and, most importantly, my dog.

So I began my search by researching all the large companies in my area. They all seem somewhat similar: low cost for installation, $30-45 per month in monitoring fees. So far, I had one in-home consultation, and thankfully, the salesman was not too pushy and actually left the contract for me to peruse. I have the following issues, which I think might be universal amongst all these security companies:
- Length of contract (the one I have is for three years, and the policy they have if you move is not included in the contract)
- Do the authorities actually come when called by the monitoring station? I'll have to call and check. Also, if it's a false alarm, is there a fine?
- Equipment repairs. The contract I have states all repairs are paid for by me- even though the contract states I do not own the equipment in my house. Does that sound fair to anyone?

I should schedule visits with more security companies, but I'm really hesitant to do so. I hate high-pressure sales, and if they refuse to leave me the contract to read on my own, there's no way I'm signing. So I fear I'll just waste time. Since I'm really primarily concerned with just a fire alarm, I'm also considering looking into local companies that offer monitoring. Maybe they would just install a fire alarm, but I am also going to assume that if the equipment comes free/cheap, I'll have to sign at least a three year deal. I'm not sure what I will do.